Nigeria's Personal Finance Publication
Your naira,
explained simply.
Plain English and real sources. For Nigerians figuring money out at home and in the diaspora. The proof is an account you can watch.
More to read
From the archive
01 Big PictureThe Carmaker Every Nigerian Knows. The Share Nobody Can Buy.
02 Big PictureThe Month the Transfer Did Not Come
03 Big PictureTen Days Ago, Nigeria Changed the Rules on Crypto
04 BasicsYour Parents Lost Everything in 2008. Their Children Are Buying Stocks Anyway.
Visual histories
The Naira’s Story
From cowrie shells to the naira you spend today.
The full history, sourced. 13 eras, every claim with a source.
Read the historyThe Two Nairas
One currency. Two prices. The dated record.
Official and street dollar rates as published prints from 1985 to now.
See the two ratesHow Nigeria Got a Market
From seven signatures in 1960 to a 131 trillion naira market.
13 eras of the Nigerian Exchange, sourced. The crash, the comeback.
See how it was builtNew here?
Start from zero.
Most of us were never taught this. Pick the one that sounds like you.
You earn naira, you spend naira, and you are ready for that money to finally do something.
Access, on-ramps, and the accounts and apps already sitting on your phone.
Start here Living abroadOne financial life in two currencies.
Where the ISA, the TFSA or the 401k ends and the naira side of the plan begins, and the real cost of sending money home.
Start here Starting from zeroIf nobody ever taught you this, that is most of us, and it is not your fault.
Every term defined once, in order, from what money is to your first fund. The Basics is the ordered course.
Start hereThe weekly brief
When a new piece is ready, plus how the account is doing.
One email when a piece is ready, plus how the real account is doing. Not a list that fills your inbox. Unsubscribe in one click.
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