Naira Journal

The Account

₦100,000 a month, into one fund, tracked in public. The whole picture, including the flat months.

Real account · every entry comes from a posted video

Balance as of 10 Jul 2026

₦734,580.09

Held in the GT Equity Income Fund. Named for transparency, not as a recommendation. Updated when each new entry is posted.

Deposited

₦700,000

Above deposits

+₦34,580.09

Months in

6

Value over time, daily

How to read this

Balance

What the fund was worth on the date shown, in naira, using that day's unit price. The date sits right next to the number, so you always know how fresh it is.

Deposited

Only the new money put in. Never counts growth as a deposit.

Above deposits

The difference between what was put in and what it is worth now. Moves. Sometimes down.

Month by month

Jul 2026 One deposit of ₦100,000 landed. The market added about ₦4,850 on top. ₦734,580+₦4,850 market

Jun 2026 One deposit of ₦100,000 landed. The market took back about ₦62,892. ₦629,730₦-62,892 market

May 2026 One deposit of ₦100,000 landed. The market added about ₦1,926 on top. ₦592,622+₦1,926 market

Apr 2026 One deposit of ₦100,000 landed. The market added about ₦56,923 on top. ₦490,696+₦56,923 market

Mar 2026 One deposit of ₦100,000 landed. The market added about ₦3,668 on top. ₦333,773+₦3,668 market

Feb 2026 2 deposits landed, ₦200,000 in total. The market added about ₦30,105 on top. ₦230,105+₦30,105 market

Why publish this? Because most investing content shows the wins and hides the rest. Long stretches of nearly flat are what real, boring, diversified investing looks like at the start, and pretending otherwise would defeat the point.