Naira Journal

Resources

The Diaspora Money Map.

Every financial decision that changes when you live outside Nigeria, in one place, sourced to the official rules, updated for the current tax year.

What it covers.

The Diaspora Money Map is a structured reference for Nigerians living in the UK, US, Canada, and Australia who are managing money in two places at once. It covers the decisions that are different when you are abroad. Not the basics that apply everywhere, but the ones that change by jurisdiction.

  • The tax-advantaged accounts available in each country (ISA, 401(k), IRA, TFSA, RRSP, Super): what they offer, what the current limits are, and what you give up by pulling money out early.
  • The real cost of sending money to Nigeria: how to compare providers on what actually lands and not the headline rate.
  • The naira questions that do not disappear when you move abroad. Buffer sizing, investment platforms, SEC registration, adjusted for a dual-jurisdiction life.
  • A decision framework for the core question: send money home now, or keep it invested where you are?

Every figure is sourced to the official tax authority for that country and checked for the current year. Where a figure changes annually, the source is named so you can verify it yourself.

One-time purchase

£7 / $7 / ₦5,000

Instant download. No subscription.

Card payment via Stripe. Naira payment via Paystack.

Who it is for.

The Diaspora Money Map is for Nigerians who are already managing money (earning, saving, sending) and want a clear reference for the decisions that are specific to their country of residence. It is not a beginner's guide to personal finance. It assumes you already know what a savings account is. What it gives you is the layer on top: the UK ISA rules, the US retirement account limits, the Canadian TFSA contribution room, the Australian super guarantee, and how each one interacts with the naira side of your financial life.

What you get.

Work out what a transfer actually costs.